Coverages and Exclusions for Plumbing Contractors Insurance

Understanding Plumbing Contractors Insurance

Plumbing contractors insurance protects your business from risks like property damage, employee injuries, and legal claims, ensuring you’re covered against unexpected expenses.

Essential Coverage Types

A basic policy combines general liability, commercial property, and business income insurance (BOP), covering accidents, business interruptions, and equipment damage.

Additional Insurance for Full Protection

Beyond a BOP, consider commercial auto insurance for work vehicles, errors and omissions (E&O) for professional mistakes, and equipment breakdown insurance for machinery repair costs.

Workers' Compensation Insurance

Workers' compensation insurance covers medical bills and lost wages if employees get injured on the job. It's required in most states, making it essential for plumbing businesses.

What’s Not Covered

Plumbing insurance usually doesn’t cover floods, earthquakes, or intentional damage. Be sure to understand the exclusions in your policy to avoid unexpected gaps in coverage.

Don’t leave your company vulnerable to unexpected risks. Explore our comprehensive plumbing contractors insurance options to ensure you have the right coverage in place.

Contact us now for a personalized quote and safeguard your business!