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As an artisan contractor, you juggle many responsibilities, from mastering your craft to managing the business side of things. Insurance is a crucial part of that business management, but understanding the different types of coverage can be confusing. Two of the most important policies for contractors are general liability and workers’ compensation. While both protect your business, they cover very

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If you’re a California artisan contractor, you’ve likely noticed changes in your business auto insurance California rates. Several factors are contributing to this trend in 2025. Understanding these reasons can help you make informed decisions about your coverage. Increased Frequency and Severity of Accidents One of the primary drivers behind rising insurance rates is the simple fact that accidents are

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Running a business is full of surprises. Some are exciting, and some are not. When the unexpected happens, insurance can help keep your business standing strong. Two common types of business insurance are general liability and the business owners policy, also known as BOP. At first glance, these options seem similar. Both offer protection. Both are popular among small business

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Roofing is not just a job. It’s a high-stakes trade where one mistake can lead to serious trouble. If you run a roofing business, you know how quickly a simple day’s work can become costly. That’s why having the right roofing insurance is more than helpful; it’s essential. Choosing roofing contractor’s insurance is about keeping your crew, clients, and company

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As a business owner, you face several risks every day. While insurance protects you from many potential liabilities, surety bonds offer a different kind of security. They act as a guarantee that you’ll fulfill specific obligations to your clients, the government, or other parties. Understanding the different types of commercial bonds is crucial for protecting your business and ensuring its

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