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In the dynamic landscape of the modern workforce, businesses often rely on several types of contractors to meet their operational needs. From employees to independent contractors and other worker classifications, each category comes with its unique set of challenges and insurance coverage requirements. In this blog, we’ll understand the distinctions between these classifications and shed light on the essential coverages
Workers’ Compensation is a crucial safety net for employees in New York, providing financial support and medical benefits in case of workplace injuries or illnesses. Understanding what New York Workers’ Compensation covers is essential for both employers and employees. Let’s delve into the critical aspects of New York Workers’ Compensation, shedding light on eligibility, benefits, and the filing process. Do
Healthcare costs for job-related injuries and illnesses are covered by your workers’ compensation insurance coverage provided by your employer. Your compensation depends on the treating physician’s medical findings and opinions. This blog discusses the importance of workers’ comp doctors for injured or ill workers, how to choose your treating physician, and the factors to consider. Importance of the Treating Physician
Contractors are exposed to unique risks each day. Whether you are working on a large construction site or a home renovation, the chances of injuries and property damage are relatively high. To protect your business from eventualities that may lead to massive financial and reputational loss, you must ensure that you have general liability coverage in your contractors insurance. In
Most DIY (do it yourself) enthusiasts love and value power tools. However, while such tools offer many benefits, they can also be a source of misfortunes, primarily when misused. Unfortunately, this is a common scenario. For instance, in 2020 alone, the number of DIY project-related bodily injuries rose 20 percent, as reported by the Washington Post. A simple mistake in
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