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Commercial Insurance
12
Jan
Commercial Auto Insurance for Plumbers, Electricians, and Roofers: Why Do They Need It?
Due to regular travels to and from worksites, specialty contractors such as plumbers, electricians, and roofers face a high risk of motor vehicle accidents. Colliding with an uninsured motorist, hitting a pedestrian, or even a tree falling on your business vehicle can result in expensive losses that could be avoided in the first place. Therefore, construction and contracting businesses require
21
Dec
Workers’ Compensation for Electrical Contractors: Why Do You Need It?
Electrical contractors generally face numerous workplace hazards. Slips and fall risks are often present because electricians frequently have to navigate rough ground and work at height. Electricians also face ergonomic hazards like MSDs (musculoskeletal disorders) resulting from repetitive motions and poor handling and lifting practices. In 2019 alone, there were 7,400 cases of electrical work-related illness and injury requiring days
17
Nov
Commercial Auto Insurance for Contractors: An Overview
When your business depends on a company car, truck, or fleet, you need commercial auto insurance. It’s required in states across the U.S., plus you need sufficient coverage if one of your workers gets involved in an accident. Here’s a look at commercial auto insurance benefits for contractors. What Commercial Auto Insurance Covers? Some of the main commercial auto insurance
23
Dec
When Should You Get Your Commercial Insurance Policy Reviewed?
According to the Insurance Journal, more than 70% of small businesses in the U.S. are underinsured. Frequent changes in the economic environment often result in underinsured businesses to be unaware of the extent of their existing coverage. Hence, companies must conduct a commercial insurance review periodically to ensure their policy is up-to-date with their needs. Here are a few situations
10
Jan
Business Insurance & Auto Accidents: Are You Covered?
What Your Small Business Should Know About Auto Accidents Small businesses often think that they can get away without securing an auto insurance policy. Whether they may drive a company-owned vehicle or their personal truck, many small business owners think they can wait a little bit longer before securing a commercial auto policy. The reality of the situation is that
