Going into the painting profession requires investing in equipment and supplies. You’ll need to protect your investments by applying painting contractors risk assessment. That means nothing specific risks that can cause financial or physical harm to others. Here are important risk assessment insights to help refine your painters insurance policy.
What Are the Hazards of Painting?
Any industry that involves chemicals has potential health hazards involved. Painters may also come into contact with mold, fungi, and bacteria covering home and building structures. Poor air ventilation can lead to eye, nose, and throat issues. That’s why it’s important for painters to wear protective gear, such as a paint mask or respirator.
Failing to properly prepare a job site increases the risk that something will go wrong, which can be costly. Planning for indoor and outdoor conditions is essential, as you must guard against the risks of exposure to excessive mold from moisture. Painting contractors must collaborate with clients on preparing the job site to avoid a multitude of hazards.
Equipment for Reducing Painting Hazards and Risks
Part of a painter’s job is to make work projects safe for everyone involved. Conducting a painting contractors risk assessment prior to starting a job helps identify the equipment needed to reduce risks. Since painters often use ladders, a key risk is falling off a ladder.
Painters must protect themselves from injury and illness by wearing the proper gear, such as eye protection, a hard hat, and gloves. You will need equipment for removing materials as well. Many old homes were made with asbestos, which you may have to remove. Other equipment painters invest in includes tools for stripping paint and removing toxic substances.
Common Insurance Claims for Painting Contractors
Painting contractors often have accidents involving ladders and paint spills. The damage can include broken windows. A major health risk to the painter is inhaling vapors from the paint. Additionally, moving heavy equipment can lead to back injuries.
Create a Plan for Safe Outdoor and Indoor Painting
Every painting contractor needs to customize an insurance plan that protects against the risks of both outdoor and indoor painting. The plan should take into account OSHA’s safety requirements for job sites. It’s important to know exactly what to do with leftover paint, as many local trash collectors will not pick up certain items that comprise hazardous substances.
Painters must understand the risks of not only falling ladders but other falling objects when working on someone’s property. A falling tree branch or a heavy object falling from a ladder can cause serious injuries.
Some of the keys to reducing risks and creating safer working conditions include restricting work to confined areas and clearing clutter. It’s also wise to test equipment prior to starting a job to ensure it operates properly.
Get Painters Insurance Now at Artisan Insurance Solutions
Once you’ve conducted a painting contractors risk assessment, you’ll have a clearer picture of how to match risks with liability coverage. Contact our team here at Artisan Insurance Solutions to get started on your plan. We look forward to helping your business establish a solid insurance plan that protects your painting assets.