What Does Plumbing Insurance Cover?

Protect Your Plumbing Business with Quality Insurance

Plumbing can be a messy business. Fixing busted pipes, unclogging toilets, and crawling into small spaces are only a few of the on-the-job risks. However, it can be rewarded in many ways and is worth protecting. To help you protect yourself, your business, and wallet, take a look at what plumbing insurance in Los Angeles, CA can do for you.

What is it?

Plumbing insurance is a certain type of coverage that can protect you, your business, and employees from any mishaps that may occur as a result of day-to-day operations.

What does it cover?

For small to midsized plumbing companies, standard forms of coverage are usually bundled into a business owners policy (BOP), but you will need additional standalone policies to protect yourself from unique risks.

A BOP will typically include the following:

  • General liability – Protects against lawsuits related to injury/property damage that you cause to a business or another person
  • Property insurance – Covers damage to your building or equipment on your property
  • Business income insurance – Covers up to a year of loss of income due to any insured property loss

Depending on your business’s risk, consider adding these standalone policies:

  • Commercial auto insurance – This covers any damage to your vehicles you or your employees use on the job.
  • Inland marine insurance – This protects your property, equipment, and tools moving between job sites and the business.
  • Workers’ compensation insurance – Covers employees’ medical costs, lost wages, permanent disability, and death benefits that result from a workplace illness or injury.

Are you ready to find the right plumbing insurance for your needs? Contact the experts at Artisan Insurance Solutions. We are ready to get you covered today.

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